Reference

Terms and Conditions Governing Your sikwin Account

These Terms and Conditions set out the rules under which we operate your account at sikwin.co and are available where local law permits.

Account eligibility subject to local lawUPI, Paytm, PhonePe transactions coveredDispute resolution process definedData retention terms includedUpdates notified via registered email
sikwin Terms and Conditions Governing Your sikwin Account
REACH OUR TERMS TEAM

How to Contact Us About These Terms

If any clause in these Terms and Conditions is unclear, or if you believe your account has been managed in a way that does not align with what is written here, our support team is available around the clock. Players in Mumbai and across India can raise a formal query through any of the channels below, and we aim to acknowledge every Terms-related dispute within 24 hours.

Team online

Live Chat

Open a live-chat session directly from the account dashboard to raise a Terms query. Our agents can reference specific clauses in real time and escalate to the compliance desk when needed.

Email Support

Send a detailed message to our support address for written, clause-by-clause responses. Email is the preferred channel for formal disputes, account-closure requests, and data-access queries under these Terms.

Help Centre

Browse the self-serve Help Centre on sikwin.co for plain-language explanations of the most frequently questioned clauses, including payment terms for UPI, Paytm and PhonePe transactions.

HOW WE UPHOLD THESE TERMS

Account Security, Data and Your Rights Under These Terms

We take the obligations set out in these Terms seriously and have built specific processes around data handling, account security and dispute resolution to make them enforceable in practice.

Data Handling

Account data you submit — including name, contact details and payment references for UPI or Paytm — is stored on encrypted servers. We do not sell or share your data with third parties outside the scope defined in these Terms.

Cookie Policy

We use session and analytics cookies to keep your account lobby functional and to understand how pages like this one are used. You can adjust cookie preferences in your browser settings at any time without affecting account access.

Account Security

Two-step login verification is available on all accounts. We will never ask for your password via chat or email; any such request should be reported to our support team immediately as a potential phishing attempt.

Data Retention

We retain your account records, transaction logs and correspondence for the period required under applicable law and our internal compliance schedule. You may request a summary of stored data by contacting us via email.

Requesting Changes

To update personal details, close an account or request deletion of stored data, submit a written request through the email support channel. We process verified change requests within seven business days under these Terms.

Dispute Resolution

Formal disputes arising from these Terms are handled by our compliance desk. We will provide a written outcome within 14 days. If a resolution cannot be reached, the process for escalation is described in clause 12 of these Terms.

Frequently Asked Questions About These Terms

Below are the questions we receive most often about the Terms and Conditions on sikwin.co. Each answer references the relevant policy area so you can find the full clause if you need it.

Yes. Every transaction processed through your account — whether via UPI, Paytm or PhonePe — is governed by the payment clauses within these Terms. The method you choose does not alter your rights or obligations under the agreement.

We will always post updates on this page and send a notification to your registered email before changes take effect. Continuing to use your account after the stated revision date means you accept the updated Terms.

Closing your account does not immediately erase all stored data. We retain records for the period required by applicable law. You can request a copy or deletion of personal data by emailing our support team with your account details.

Submit your dispute in writing via the email support channel, quoting the specific clause you believe was breached. Our compliance desk will acknowledge your query within 24 hours and aim to provide a written outcome within 14 days.

Access to and use of the sikwin platform depends on local law. These Terms apply only in regions where such activity is permitted. It is your responsibility to confirm that your use complies with the laws of your jurisdiction.

No. These Terms prohibit the transfer, sale or sharing of your account with any third party. Each account is personal to the individual who registered it; any breach of this clause may result in account suspension without prior notice.

The current version of these Terms is always available on this page at sikwin.co/terms-conditions/. You can save or print the page at any time. For a formatted copy sent to your email, contact our support team through the Help Centre.